AMINA Bank has secured a Crypto-Asset Service Provider license from Austria's Financial Market Authority under the MiCA framework, becoming one of the first crypto banking groups to receive MiCA authorization through an Austrian subsidiary and gaining passport access to 30 European markets for professional investors.
Austria's choice as AMINA's European beachhead reflects both regulatory quality and strategic positioning. The FMA in Vienna has applied what AMINA CEO Franz Bergmueller described as "the highest standards you can imagine," signaling that AMINA's compliance infrastructure could withstand rigorous European regulatory scrutiny. Austria also hosts major European crypto players including Bitpanda and Bybit, establishing it as a recognized hub for regulated digital asset operations within the EU.
AMINA CEO Franz Bergmueller stated: "We offer everything from bank accounts to crypto-bank loans, all done in a regulated way" — describing a full-stack banking and crypto service offering that extends well beyond basic custody.
The newly licensed entity, AMINA (Austria) AG, is authorized to provide a comprehensive range of services: custody of crypto assets, exchange of crypto assets for fiat or other cryptocurrencies, transfer services, and portfolio management. The license also covers crypto staking — a capability that adds meaningful yield-generation potential for the institutional clients AMINA targets, including family offices, corporates, and regulated financial institutions. Retail consumers are explicitly outside the scope of the MiCA authorization.
The Austrian MiCA license adds to AMINA's existing regulatory approvals in Switzerland (FINMA), Hong Kong, and Abu Dhabi. This four-jurisdiction regulatory footprint is among the broadest in the regulated crypto banking sector, positioning AMINA to serve institutional clients with cross-border mandates that require consistent compliance across multiple major financial centers simultaneously.
For institutional investors and their advisors, AMINA's MiCA license represents a meaningful expansion of the regulated crypto banking ecosystem in Europe. With MiCA's transitional period ending in mid-2026, the number of fully authorized CASPs operating across the EU remains small relative to the scale of institutional demand. AMINA's multi-jurisdiction model — combining Swiss banking heritage with EU-wide MiCA access — creates a compelling proposition for European institutions seeking a single regulated counterparty for their full spectrum of digital asset needs. The Austrian entry point gives AMINA an immediate path to the German, French, Italian, and Spanish markets without requiring additional national licensing procedures.
Keywords: Policy|MiCA|Swiss Bank|Policy|News
Source: CoinDesk